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Who we lend to?
We lend to trading businesses for cashflow purposes including creditor pressure, HMRC debt, stock purchases, seasonality smoothing and acquisitions.
How does our lending work?
Our lending is non-regulated and for a maximum period of 12 months. Please note that personal guarantees and formal valuations are required in all instances. Our lending will need to be secured against property assets as primary security. The security assets could be owned directly, by a related party or even an unrelated third party (under certain circumstances).
Due to the flexible nature of our lending, we are able to pull together complex security structures which include a mix of asset classes, with first and second legal and equitable charges considered.
How much can you borrow?
We lend up to 70% loan to value (LTV) on residential properties, up to 60% LTV on commercial properties and up to 50% LTV on plant & machinery, with all historic credit issues considered.
As you can see from the above, we aim for our funding to be flexible, quick and direct. Get in touch with us today to see how we can help.